Well, I'm signed up, My account was verified, but then it takes 3-5 days to complete transfer for a deposit. It also costs $20 to wait all this time. We'll see what happens. I have QT, should of just waited, and saved $20. QT or AlertPay, minimum deposit is $25. Credit cards were raised to $45. AlertPay said they'd e-mail me when complete.... sure was hoping it'd be this morning